Product Detail

Our Product

INDIVIDUAL LOAN

Terms & Conditions

Amount: From 700,000 up to 5,000,000 Kyats
Maturity: 12 months up to 18 months
Annual interest rate: 28% (declining balance)
Disbursement Fee: 1.5% of disbursed loan amount (based on 12 months)
Compulsory saving: 5% of disbursed loan amount
Social Welfare Fees: 0.5% of disbursed loan amount (based on 12 months)
Collateral: Not required, client provides minimum 1 guarantor and 1 household member as a co-signer
Repayment frequency: Monthly by equal installments (interest is paid only on the remaining balance)

Requirements

  • Being permanent resident of the Republic of the Union of Myanmar and having valid NRC document:
  • Having own profitable business, running at least past 6 consecutive months; or
  • Having a steady source of income that allows to make loan repayments;
  • Living in the community at least 12 months;
  • Providing complete information on current and planned business activities.

Advantages

  • Quick application process and minimal paperwork (a decision to grant credit is given within 1 day);
  • Favorable interest rates;
  • No collateral requirement;
  • No extra costs (for example, to open an account, cashing, assessment, and property insurance);
  • Favorable conditions for long-term cooperation with ever-improving credit conditions.

Our mission is to create for you another opportunity when choosing a financial institution.

But Hayman Capital Co Ltd is clearly different from others in that we constantly improve our products and services and make them more comfortable for our clients. So, when you need to choose the MFI in order to receive real financial support for developing your business you can always chose Hayman Capital Co Ltd

Why?

Because our products have the best quality features and our officers provide a superb service. Always!

If you have any query for related loans ... We are available